The Roof Blew Off Our House

This happened a few nights ago on April 30th. It was gusty outside, and raining. But even so my husband and I weren’t expecting anything to wrong with the roof. It was THE ROOF.

Storms fog up your windows, blow open doors from the draft, strew around your patio furniture, but they do not wreak havoc with your roof. At least I did not think so.

In the morning, there were pieces of tin across the road and it was still raining although the wind had subsided.

I took one look at the naked lath now exposed with no tin covering and called the insurance company. They had no one to come out to assess the damage because of adjuster shortages.

Immediately we went into do-it-your-self-er mode, which has happened quite a bit lately. We took our own pictures of the damage and sent them to the insurance company. We also called our contractor who miraculously was in town and planning on seeing us about another job anyway. Unbelievable luck!

I called the claim center and they agreed that we should cover the roof before anything else happened, as it was still raining pretty hard in the Northeast Kingdom of Vermont.

I called the insurance adjuster — whom I still haven’t seen in the past few days, but as I am writing this he did call me from Massachusetts. His name is Steven.

It will take him quite a few hours to drive up tomorrow. We told him we thought we had things handled. Steven says as long as it is sunny he‘ll come, having never seen northern Vermont.

Now the roof is fixed and he will be here tomorrow, mostly likely to let us know that our damages don’t meet our deductible. Maybe he is expecting a picnic lunch on the lawn.

A great example of our insurance dollars at work.